Business Insurance Products

We represent insurance carriers based in the Pacific Northwest as well as nationally. We have access to both standard solutions and specialty solutions to meet your unique business needs. The list below includes examples of standard solutions for identified business risk. The list does not include the specialty solutions that address unique business risk.

Business Interruption/Loss of Income: Covers loss of income associated with the interruption of business by a covered cause of loss.

Bond: Covers performance of contracts and agreements and covers financial loss due to failure to perform in accordance with terms and conditions

Commercial Automobile: Extends comprehensive protection for bodily injury and property damage caused by owned, hired and non-owned vehicles used for the business.

Commercial General Liability (CGL): Provides coverage for sums a policyholder becomes legally obligated to pay as damages to third parties. CGL is offered using standard ISO coverage parts and endorsements, along with carrier proprietary endorsements for comprehensive and competitive coverage.

Employment Practices Liability (EPL): Protects companies and individuals against loss (damages and defense costs) arising our of employment practice disputes. Common claims allege discrimination, sexual harassment, wrongful termination and wrongful discipline.

Errors & Omissions (E&O): Protects companies and individuals (other than lawyers, architects, engineers, accountants and similar professionals) against loss (damages and defense costs) resulting from acts, errors or omissions in their performance of services. Common claims allege negligence, misrepresentation, violation of good faith and fair dealing, and inaccurate advice.

Inland Marine: Protects personal property in transit over land that is owned, leased or operated by the insured.

Manufacturing Specialization/General Liability Extension Endorsement: Provides numerous enhancements to the General Liability coverage, including expanded coverages for a manufacturer’s specific needs.

Property: covers inventory, buildings and their contents from fire, lightning, vandalism and other perils.

Worker’ Compensation: Coverage for injured or disabled employee while injured at work. Medical care, changing workplaces and workers, loss reporting, litigation and deliberate fraud can all drive Workers’ Compensation costs.