Our Business

At Pacific Benefit Planners, we aspire to be the only insurance agency our clients will need. We design and manage employee benefits, provide risk solutions and help attain financial security through a comprehensive coordination of company sponsored benefits and individual investments.

We help our clients create benefit programs that enhance employee appreciation and productivity. We help companies assess their risk exposures and identify products and strategies that address these risks. We help companies, owners and employees, identify short and long term financial goals and match strategies and products to these goals.

In today’s marketplace, providing benefits, insuring against risk and achieving financial goals requires creative, client specific planning that takes advantage of all options available from a variety of insurance carriers. It requires an agency that understands that clients make insurance and investment decisions in the context of business and personal goals.  It takes an agency that stays on the cutting edge of knowledge and experience in insurance and business to be able to anticipate and respond to client needs and goals.

Our strength as insurance specialists comes from our in-depth and current understanding of our industry, our knowledge and application of business practices and our collaboration with business consultant affiliates. We are capable of providing a range of services to address your benefit, liability, investment and business needs and goals:

• Create benefit designs to match your short and long term goals for your employee benefit program including core medical benefits, voluntary benefits, investment programs and flexible spending programs
• Provide employee training and assistance with issues arising while using their benefits
• Educate employees about benefits and wellness options that affect utilization
• Assist plan administrators with compliance requirements
• Provide plan review and designs with rate projections in advance of renewal
• Research and design deferred compensation and investment programs for owners and key personnel
• Assist with personal lines and commercial liability, workers’ compensation, and management and professional liability issues
• Assist with business development and business perpetuation issues
• Setting short and long term goals
• Aligning business activity with goals
• Enhancing productivity and profit
• Systems analysis and development
• Management training and coaching
• Leadership training and coaching
• Preparing for and implementing change

Over the years, our clients have appreciated our commitment to their success. They trust our advice and value our industry knowledge and negotiating skills. They value our understanding and application of business practices and principles as the context for making decisions about benefit programs, risk solutions, and investment strategies.