Group Property and Casualty Insurance for Home, Auto, and Liability

 Group Property and Casualty insurance is designed to enhance your employee benefits package by offering home, auto, renters and liability insurance to your employees at discounted group rates. By providing the insurer with basic demographic information about your company and employee group, the insurer is able to pre-underwrite the group and grant your employees access to preferred rates.

Purchasing insurance through a group program facilitates buying power for the group which results in discounted insurance premiums for the individuals. Each employee will have access to discounted premiums but the actual policy will be individually underwritten. Individual premiums will be based on such factors as blemished driving record, vehicle type, the value and type of home rented or owned and claim history.

Advantages to Employers:

• No direct cost
• Virtually no administration
• Helps attract and retain employees
• Shows commitment to employees
• Helps offset rising cost of core benefits
• A voluntary benefit gaining in popularity....

Advantages to Employees:

• Voluntary participation – open enrollment
• Group discounts
• Free insurance consultation/audit by a licensed agent
• Easy quotes – in person, by phone, fax or email
• Convenient payment options
• 24/7/365 claims service